Taking Control of Your Taxes, Roth Conversions and Medicare Surcharges in Retirement

Retirement planning has just entered a new chapter. With the recent passage of the One Big Beautiful Bill Act (OBBBA), the rules for taxes, healthcare, and wealth transfer have shifted significantly.
We’ve just released a new recorded webinar to help you understand these changes and how they impact your bottom line. Whether you are already retired or planning to step away soon, this session covers the critical updates you need to know.

What You’ll Learn:

  • The "One Big Beautiful Bill" Breakdown: We unpack the headline changes, including the new $6,000 Senior Tax Deduction ($12,000 for couples) and what it means for your taxable income through 2028.
  • The Roth Conversion Window: Learn why the permanent extension of lower tax brackets creates a unique opportunity to move money into tax-free accounts—and how to time your conversions to maximize growth.
  • Avoiding the Medicare Surcharge Trap: A common pitfall of Roth conversions is accidentally triggering IRMAA surcharges, which can significantly increase your Medicare Part B and D premiums. We’ll show you how to manage your Modified Adjusted Gross Income (MAGI) to keep these costs down.
  • Taxes on Social Security: Discover how the new legislation—combined with the expanded standard and senior deductions—may help more of your Social Security benefits remain tax-free.
  • Estate & Legacy Planning: We discuss the massive increase in the federal estate tax exemption ($15 million per person) and how it provides permanent stability for your family’s future.

Watch the Presentation:

Retirement shouldn’t be a guessing game. Use the link below to watch the full Zoom recording and learn how to take advantage of these new rules before the next tax season.

Adam Bruno, CFF

Adam Bruno
President & Founder
Evolution Retirement Services
Who You’re Hearing From & Why it Matters?
Meet Adam Bruno, CFF®
Private Wealth Manager | Certified Financial Fiduciary® | Co-Founder, Evolution Retirement Services
“You’ve worked your whole life to build this nest egg—and the last thing you want is to screw it up now. But most families we meet are overwhelmed, unsure who to trust, and afraid of making the wrong move. And they’re right to be. Because one wrong decision now doesn’t just cost you money—it can cost you freedom, security, and even your family’s future.”
With years of real-world experience guiding people through life’s biggest transitions, Adam has helped hundreds of families take back control of their retirement—on their terms. As a Certified Financial Fiduciary, he’s held to the highest standard: always putting your interests first. But for Adam, that’s not just a professional requirement, it’s personal. Too many people have been treated like transactions instead of human beings. He built this firm to change that.
At every seminar and every meeting, Adam’s goal is simple: to help you finally understand your income, investments, taxes, healthcare and legacy—so you can move forward with clarity and confidence. No jargon. No confusion. No games.
What you’ll get from Adam isn’t just advice—its partnership. A real plan. A relationship with someone who listens, simplifies and helps you protect everything you’ve worked for. Because retirement isn’t just a math problem. It’s your life.
Adam lives in Southwest Florida with his wife, Kelly-Ann and four children, Austin, Emeilia, Maverick & Scarlet. When he’s not working with families or speaking on stage, you’ll find him cheering on the Buffalo Bills, watching WrestleMania, being a die-hard Disney fanatic or journaling life lessons for the kids’ lessons about love, faith and what really matters.
“I’m not here to impress anyone. I’m here to protect you, empower you and make sure you never feel alone in this again.” – Adam Bruno
  • Adam Bruno
    President & Founder
    Evolution Retirement Services
    Who You’re Hearing From & Why it Matters?
    Meet Adam Bruno, CFF®
    Private Wealth Manager | Certified Financial Fiduciary® | Co-Founder, Evolution Retirement Services
    “You’ve worked your whole life to build this nest egg—and the last thing you want is to screw it up now. But most families we meet are overwhelmed, unsure who to trust, and afraid of making the wrong move. And they’re right to be. Because one wrong decision now doesn’t just cost you money—it can cost you freedom, security, and even your family’s future.”
    With years of real-world experience guiding people through life’s biggest transitions, Adam has helped hundreds of families take back control of their retirement—on their terms. As a Certified Financial Fiduciary, he’s held to the highest standard: always putting your interests first. But for Adam, that’s not just a professional requirement, it’s personal. Too many people have been treated like transactions instead of human beings. He built this firm to change that.
    At every seminar and every meeting, Adam’s goal is simple: to help you finally understand your income, investments, taxes, healthcare and legacy—so you can move forward with clarity and confidence. No jargon. No confusion. No games.
    What you’ll get from Adam isn’t just advice—its partnership. A real plan. A relationship with someone who listens, simplifies and helps you protect everything you’ve worked for. Because retirement isn’t just a math problem. It’s your life.
    Adam lives in Southwest Florida with his wife, Kelly-Ann and four children, Austin, Emeilia, Maverick & Scarlet. When he’s not working with families or speaking on stage, you’ll find him cheering on the Buffalo Bills, watching WrestleMania, being a die-hard Disney fanatic or journaling life lessons for the kids’ lessons about love, faith and what really matters.
    “I’m not here to impress anyone. I’m here to protect you, empower you and make sure you never feel alone in this again.” – Adam Bruno
Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States
Securities and Exchange Commission (CRD No. 307644). Registration does not imply any level of skill or training. You can obtain a copy of Evolution
Wealth Management’s firm brochure (Form ADV Part 2A) and client relationship summary (Form ADV Part 3) free of charge by visiting https://
adviserinfo.sec.gov/firm/summary/307644(hyperLINK). Evolution Wealth Management offers investment advisory services only where it is appropriately
registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of
engagement, and have been provided a copy of the firm’s ADV Part 2A.
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